This is NOT Legal Advice

Procedural Correspondence Preparation System

• Procedural only – Prepares structured correspondence outlines using fixed playbooks
• Scope-limited – Maximum 20-30 lines per response, no negotiation, no persuasion
• Risk-aware – Refuses output in dangerous scenarios requiring attorney representation
• Classification-based – Uses structured inputs, not free-form narratives
• Not legal advice – Does not interpret policy language or provide coverage advice

❌ This System is NOT:

• NOT a law firm – We do not provide legal services or representation
• NOT legal advice – We do not interpret policy language or advise on legal rights
• NOT an insurance agent – We do not provide insurance advice or sell policies
• NOT a negotiation service – We do not negotiate with insurers on your behalf
• NOT a chatbot – We do not accept free-form narratives or "tell your story" inputs
• NOT always available – We intentionally refuse output in dangerous scenarios
• NOT a replacement for attorney – Complex matters require professional representation

⛔ Attorney Consultation MANDATORY For:

• Fraud investigations – Any allegation of fraud or misrepresentation
• Examination Under Oath (EUO) – EUO requests require attorney representation
• Recorded statements – Recorded statements can be used against you
• Reservation of rights – Coverage is being questioned
• Attorney involvement – Any mention of attorneys or legal action
• Bad faith allegations – Complex legal issues requiring attorney expertise
• High-value claims – Personal claims over $50,000, commercial over $25,000
• Coverage disputes – Policy interpretation or coverage questions
• Subrogation disputes – Complex recovery or liability issues

If any of these apply, this system will refuse to generate output and recommend attorney consultation.

⚠️ You Are Responsible For:

• Verifying accuracy – All information and correspondence must be verified by you
• Consulting professionals – Complex matters require attorney or insurance professional consultation
• Understanding policy – You must understand your policy terms and obligations
• Meeting deadlines – You are responsible for meeting all response deadlines
• Making decisions – All decisions regarding your claim are yours alone
• Compliance – You must comply with all applicable laws and regulations