Commercial Insurance Claim Response Pro

⛔ HARD STOP: Commercial Claims Over $25,000

Commercial insurance claims involve complex policy language, coverage issues, and business interruption calculations that require professional expertise.

System will refuse to generate output for commercial claims over $25,000. You MUST consult an attorney or commercial insurance specialist.

Small Commercial Claims (Under $25,000)

For small commercial claims under $25,000, system may prepare procedural correspondence outlines if no other hard stop conditions detected.

Note: Even for small commercial claims, professional review is strongly recommended due to policy complexity.

• Claims over $25,000 – All commercial claims over $25,000 require professional representation
• Business interruption claims – Complex calculations requiring professional expertise
• Coverage disputes – Commercial policy interpretation requires attorney knowledge
• Multi-location claims – Claims involving multiple business locations
• Liability claims – Commercial general liability or professional liability claims
• All standard hard stops – Fraud, EUO, reservation of rights, attorney involvement